Security & Payment Policy
 
We accept all major debit
and credit cards, except American Express in addition to Paypal.
We use the UK's leading independent internet
payment processor,
Secpay
who use state of the art encryption technology alongside '3-D Secure' technology, the
latest
credit card authentication programme developed and implemented by
Visa and MasterCard through Verified by Visa and
Mastercard SecureCode. Secpay meet and exceed many industry standards
and have been around since 1998.
Verified by Visa & Mastercard SecureCode
The Verified by Visa and Mastercard SecureCode programmes
are a global programmes designed to
make shopping on the Internet safer and more secure for both consumers and
merchants. Verified by Visa, Mastercard and e merchants who participate in these
programmes are working together to ensure a secure online
shopping experience. At the same time, it substantially reduces the rate of
fraudulent transactions and charge backs to participating merchants.
Cardholder identity is confirmed with the use of a
personalized password during the checkout process, as the cardholder's bank
validates the password, ensuring that only authorized users of the account can
use it to shop online.
How Does It Work?
Verified by Visa and SecureCode are based on the Three Domain ("3-D") Secure
protocol, the payment industry's Internet authentication standard.
Developed by Visa, 3-D Secure allows Card Issuers to authenticate cardholders
using passwords, chip cards, digital certificates, etc. during the purchase
transaction.
Cardholders must register their cards at the
Card Issuer's
registration site to take advantage of the service. Typically,
this one-time process involves answering several security questions to which
only the Card Issuer and the cardholder know the answer. The cardholder selects a
password and agrees on a secret phrase, which will be used by the Card Issuer during
each transaction. Some Card Issuers use a mass enrollment process, which allows
cardholders to quickly register at the time of their first online purchase.
After cardholders register their cards, they are ready to shop securely with any
participating online merchant.
Verified by Visa & SecureCode Acceptance
More than 25,000 merchants have adopted 3D
Secure and
10,000 banks make the service available to over 350 million consumers globally.
Leading online retailers, include British Airways, Air China, Emirates, KLM, Dell, McAfee.com and many more.
Benefits to Cardholders:
Enhanced security
Greater protection against unauthorized use of their card for
online purchases
Increased confidence that payment information is transmitted
securely online
Ability to easily identify merchants who are Verified by Visa
& Mastercard SecureCode participants
Paypal
In addition
we use PayPal, one of
the most trusted names in online security. A Paypal account is no longer
required to pay for goods via Paypal, so you will not have to sign up for a
PayPal account when paying for your purchases, unless you choose to do so.
PayPal allows us to accept
all major forms of payment including credit card, debit card, bank transfer and
more at absolutely no extra cost to yourself and reasonable merchant costs for
Aromatika. PayPal also offers convenience as well as a smooth simple
transaction.
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Here’s how checkout works:
-
Enter your name and shipping
address.
-
Enter payment details (eg credit
card), email address, and phone number.
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(Optional) After reviewing the
information, you may choose to save your
information by creating a PayPal account
to make future transactions faster.
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About PayPal's Security
The security of information, transactions, and money is
the core of PayPal's business and they automatically encrypt your confidential information
in transit from your computer to theirs using the Secure
Sockets Layer protocol (SSL) with an encryption key length
of 128-bits (the highest level commercially available).
Their server is heavily guarded both physically and
electronically and they use an electronic firewall which is
not directly connected to the Internet.
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